SERVICEs
Protect your retirement
Strategic Retirement Planning
Do you feel confident about your retirement plan? Will you have enough saved?
Are ALL of your retirement savings still exposed to market fluctuations?
If you don’t have a plan, then you’re planning to fail. It’s important that you think about your plan and mitigate your risks. We believe that true retirement diversification is making sure that at least some of your retirement savings is safe and secure—while also still growing! We offer creative solutions that allow you to do just that. You don’t have to ride the heart-stopping rollercoaster called the Stock Market in order to see growth of your retirement savings. In fact, you can be guaranteed to never lose a penny of it! Seriously! There are better ways than putting 100% of your eggs in the 401k basket and hoping for the best. Our strategies include Fixed Index Annuities, MYGAs, IULs and utilization of the Infinite Banking Concept.
Reach out to us today for a free financial analysis consultation and we can help you plan for a great retirement.
Protect your health
medicare
Are you overwhelmed when it comes to Medicare?
What if there were someone you could trust to help explain it all to you and help guide you to the best option for your situation?
If you’re eligible for Medicare, you’ve likely been bombarded with advertisements and information for Medicare—you’re probably sick of it! Many are living on a fixed income and just want the best coverage at the most affordable rates. But there’s so much to know and everyone says their option is the best. It can all be very overwhelming and it’s hard to know who to trust. Sadly, it can also be a playground for self-serving and deceptive agents looking to take advantage of people to make larger commissions. That reality and a desire to genuinely help seniors has driven Refuge into the Medicare arena where we seek to truly educate and equip seniors to get the coverage they need at prices that make sense for their situation. If you or someone you know is about to turn 65, we’d love to help. Even if you already have Medicare, it’s important to review your coverage annually to make sure you still have the best coverage (since plans change each year).
Contact us today and let us know how we can help you with your Medicare questions or needs.
Protect your family
life insurance
What would your family do if something happened to you tomorrow?
Would they be protected and provided for?
No one likes to think about death but none of us are promised tomorrow. Ignoring that truth doesn’t help and, in reality, leaves your family highly vulnerable. Making sure your family is taken care of when you’re gone is one of the most loving things you can do. We offer a variety of life insurance options including: term, mortgage protection, final expense, guaranteed issue, participating whole life and indexed universal life. We don’t work for an insurance company but instead go shopping for our clients among many of the best companies to find the best coverage for each situation. Whether your goal is just to protect your family or you also want to build wealth and leave a lasting legacy, we can find coverage that meets your budget, needs and goals.
Contact us today to schedule a no-cost, no-pressure meeting so we can talk through options tailor-made for your situation.
Protect yourself from debt
Debt Elimination
What if you could pay off ALL your debt (including your mortgage) in half or even a third of the time?
What kinds of things would you do if you were completely debt-free?
Debt doesn’t have to control your life and limit you from having a great financial future. But you have to do something to get it under control ASAP. We’ve partnered with United Financial Freedom to offer an innovative and best-in-market debt elimination program. It will provide you a financial GPS to get you from your current situation to debt-free in the fastest and most efficient way possible. In fact, it’s able to do so without requiring you to change your current budget or lifestyle! It may sound too good to be true but it has worked for thousands across the country and it could work for you too. The program has been around for years and has helped clients pay off over $2.5 BILLION in debt (yes, that’s billion with a “B”). You don’t have to be in bondage to debt. You can begin saving and investing like never before.
Set up your no-pressure, no-hassle appointment today to run your numbers and see how much time and money you could save with our program.
our partners
Questions?
Contact Tim today.